000			00319nam a2200133Ia 4500
005			20251222143203.0
008			251222s9999||||xx |||||||||||||| ||spa||
020			_a0-88730-335-8
082			_a332.15/S61
100			_aSmith, Roy C.
245		0	_aGlobal Financial Services:
264			_bHarper Business
942			_cLIB
999			_c13153 _d13153